Pain & Suffering Calculator by State

Pain and suffering — the non-economic side of a personal injury claim — is typically estimated using the multiplier method the insurance industry itself relies on. But in roughly a dozen states, a statutory cap limits how high that figure can go in an ordinary injury case. Pick a state below for a real estimate, cited to the relevant law.

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What's in a pain & suffering estimate

Each state page below applies the multiplier method to your economic damages, then checks whether your state is one of the roughly dozen that cap noneconomic damages in ordinary personal injury cases — a different question from whether a state caps damages specifically in medical malpractice, which many more states do. Every legal figure is tied to a cited source — see our methodology for how we verify each one.

Every state page provides an estimate for general guidance only and is not legal advice. Figures are based on cited state statutes and the multiplier method commonly used across the personal injury industry, verified per our methodology. Confirm what your specific claim is worth with a licensed attorney in your state before acting.