How this Alabama estimate works
This calculator applies the multiplier method, the same approach insurance adjusters commonly use: your documented economic damages (medical bills and lost wages) are multiplied by a factor tied to injury severity to estimate the noneconomic, "pain and suffering" portion of your claim. Alabama imposes no statutory cap on this figure in an ordinary injury case - a $400,000 cap on noneconomic damages in medical malpractice cases (Ala. Code §6-5-544) was struck down by the Alabama Supreme Court in Moore v. Mobile Infirmary Association, 592 So. 2d 156 (Ala. 1991), as a violation of the state constitution's right to trial by jury and equal protection guarantees - and Alabama courts have consistently struck down similar caps since.
The one real exception: claims against a city or county government are capped at $100,000 per person (bodily injury or death) and $300,000 in the aggregate, under Ala. Code §§11-47-190 and 11-93-2. This cap applies only to government defendants, not to private individuals, businesses, or insurers.
The bigger practical constraint in Alabama is fault, not any damage cap. Alabama is one of only five pure contributory negligence jurisdictions in the country: if you are found even 1% responsible for your own injury, the default rule bars recovery of any damages at all, pain and suffering included. See our Comparative/Contributory Negligence Calculator for Alabama for how that rule works and its narrow exceptions.