Kansas pays your own PIP benefits regardless of fault and lets you recover pain and suffering only past a $2,000 or injury-based threshold
Kansas's no-fault rules are in K.S.A. 40-3103 (the benefit amounts), 40-3117 (the threshold) and 40-3113a (subrogation and the 18-month rule). Fault is in 60-258a and the deadline in 60-513.
Read what Kansas PIP covers, how to clear the tort threshold, and how your insurer's lien and the 18-month rule work. If the other driver has little insurance, see Kansas UM/UIM stacking and Kansas medical liens.