Strict Liability vs. the One-Bite Rule in Indiana

Indiana's strict liability rule is genuinely narrow — and even its fallback negligence standard rejects the idea that a dog's first bite gets a free pass.

Strict liability, reserved for official duties

Under Ind. Code §15-20-1-3, an owner is strictly liable only when the victim was carrying out official government or postal duties at the time of the bite — mail carriers, police officers, firefighters, and similar workers. Everyone else has to build a negligence case.

The narrowest rule among its neighbors

Among Indiana's bordering states, this is the narrowest strict liability carve-out. Ohio applies broad strict liability covering ordinary bite victims, Michigan applies strict liability to bites generally, and Kentucky does the same — Indiana stands out for limiting its rule specifically to government and postal workers.

Not a true "one free bite" rule, either

For everyone outside that narrow category, Indiana courts have specifically rejected the idea that dogs are entitled to one free bite before an owner can be held liable in negligence. A first bite can still support a claim given other evidence — failure to use reasonable care and control, or a violated animal control ordinance establishing negligence per se.

Added exposure when supervising a child

A person supervising a child may be liable in negligence if their own dog bites the child, even without any documented history of the dog showing aggression toward anyone before.

Injured in Indiana?

A local personal injury attorney can review your claim — many offer a free consultation.

Talk to an Indiana attorney

Official sources

This is general information, not legal advice. Which theory applies, and how strong your evidence is under it, depends on the specific facts. Confirm your situation with a licensed Indiana attorney.