Indiana Dog Bite Liability

Indiana's strict liability rule is the narrowest among its bordering states — limited to mail carriers, police, and other government workers performing their duties. Everyone else relies on negligence, but Indiana courts have rejected the idea that a dog gets "one free bite."

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A strict liability rule reserved for official duties

Under Ind. Code §15-20-1-3, an owner is strictly liable for a bite only if the victim was carrying out official duties for a government or postal service — mail carriers, police officers, firefighters, and similar workers. Among Indiana's bordering states, this is the narrowest strict liability rule; Ohio, Michigan, and Kentucky all extend strict liability to ordinary bite victims.

Outside that narrow category, Indiana relies on negligence — but not a strict "one free bite" rule. Indiana courts have specifically held that dogs aren't entitled to one free bite before an owner can be held liable; a first bite can still support a claim given other evidence the owner failed to use reasonable care, including a violation of a local animal control ordinance (negligence per se).

A genuine exception to Indiana's usual premises rules: trespass is not a defense in dog bite cases — the negligence standard applies regardless of whether the victim was an invitee, licensee, or trespasser.

Injured in Indiana?

A local personal injury attorney can review your claim — many offer a free consultation.

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Official sources

This is an estimate for general guidance only and is not legal advice. Figures are based on the cited Indiana statute and case law. Confirm how these rules apply to your specific case with a licensed Indiana attorney.