Massachusetts Living Trust Setup Cost: Full Breakdown

Boston's legal market runs among the priciest in the country, and that shows up directly in what a Massachusetts trust actually costs.

Market rate, not a statutory figure

Quick answer: a standard Massachusetts revocable living trust commonly runs $1,500 to $3,500 with an attorney. A comprehensive or Medicaid-planning trust runs meaningfully higher, often $5,000 to $9,500 or more. Compare either figure against your estimated probate cost in the Massachusetts probate vs living trust calculator.

Typical Massachusetts trust setup costs

PathTypical cost
Online / DIY serviceUnder $100 – $400
Basic estate plan (will, health care proxy, POA)$800 – $2,500
Standard attorney-drafted revocable trust$1,500 – $3,500
Comprehensive or Medicaid-planning trust$5,000 – $9,500+
Boston-area attorney hourly rate$400 – $800/hour

Ranges from Massachusetts-specific attorney and estate-planning sources; treat as market context, not a quote. Get a written fee agreement before hiring.

Why Massachusetts trust pricing runs high in Greater Boston

Boston sits among a handful of U.S. metros — alongside New York and San Francisco — where estate planning attorney hourly rates commonly reach $400 to $800, compared with $150 to $400 in most of the country. Even flat-fee trust quotes tend to reflect that gap, which is part of why a comprehensive Massachusetts plan can land well above the $1,500–$2,500 baseline often quoted as a national average for a basic trust.

MassHealth changes the calculus for some families

Because MassHealth pursues Medicaid estate recovery with a 3-year window rather than the standard 1-year creditor deadline, families concerned about MassHealth eligibility or future estate recovery often need a trust drafted with that specifically in mind — which is more specialized work than a basic revocable trust and one reason Medicaid-planning trusts commonly cost more.

Why the cheapest option carries real risk

Online services cost less upfront, but a trust that's invalid or never properly funded leaves a family facing the exact Massachusetts probate process it was meant to avoid — including the full year-long creditor wait. See Massachusetts Living Trust Funding Mistakes for the most common way this goes wrong.

Facing probate in Massachusetts?

A local probate attorney can review your estate — many offer a free consultation.

Talk to a Massachusetts attorney

Massachusetts trust setup cost — frequently asked questions

How much does an attorney charge to set up a living trust in Massachusetts?

A standard revocable living trust commonly runs $1,500–$3,500 with a Massachusetts attorney. A comprehensive plan or a Medicaid-planning trust, more relevant given the state's MassHealth estate-recovery rules, can run $5,000–$9,500 or more.

Why does Boston push trust pricing higher?

Boston is one of the higher-cost legal markets nationally, with estate planning attorney hourly rates commonly running $400–$800, well above the $150–$400 typical in most states — which shows up directly in flat-fee trust quotes.

Is a DIY living trust cheaper in Massachusetts?

Upfront, yes — some online resources charge under $100 up to about $400. The risk is the same everywhere: a trust that's invalid or never properly funded leaves a family facing full Massachusetts probate, including the year-long creditor wait.

Should Medicaid planning change how much a Massachusetts trust costs?

It typically does. A trust designed with MassHealth eligibility and estate-recovery exposure in mind involves more specialized drafting than a basic revocable trust, which is why those plans commonly run higher — $5,000–$9,500 or more.

Estimate for general guidance only, not legal advice. Trust-side figures are market rates, not a statutory amount, and vary by attorney and estate complexity. Get a written fee agreement and consult a licensed Massachusetts estate planning attorney.