Nevada lets a policy limit recovery to the highest single limit, but the clause is void if you paid a separate premium for full reimbursement under each coverage. UIM pays the damages above the other driver's limits, up to yours. Enter your limits, damages and the other driver's payment to see the stacked and single-limit results.
Enter your policy limits, your damages and what the other driver's coverage paid.
Nevada's rules are in NRS 687B.145 (offer of UM and UIM, how UIM pays and the stacking rule) and 690B.020 (UM required unless rejected). Minimum limits are in 485.185, the fault rule in 41.141 and the deadline in 11.190.
Read how stacked and single-limit coverage differ in Nevada, check what section 687B.145 says, or see how Nevada UM and UIM work.
A local personal injury attorney can review your claim — many offer a free consultation.
This is an estimate for general guidance only and is not legal advice. Figures are based on the cited Nevada statutes. Confirm how these rules apply to your specific case with a licensed Nevada attorney.