Oklahoma: Multiplier vs. Per Diem Method Compared

Two different ways to turn pain and suffering into a dollar figure — and in Oklahoma, neither one has to clear a damages cap first.

The multiplier method: scaling off your damages

The multiplier method is the industry's default approach. It takes your economic damages — medical bills and lost wages — and multiplies that total by a factor generally between 1.5 and 5, chosen based on injury severity, recovery time, and whether any permanent impairment is involved.

The per diem method: valuing each day

The per diem (Latin for "per day") method works differently. It assigns a specific dollar value to a single day of pain and suffering and multiplies that rate by the total number of days of documented recovery, tying the value directly to time rather than to the size of your medical bills.

Neither method has to clear a cap in Oklahoma

In many states, whichever method produces the higher noneconomic figure still has to be checked against a statutory ceiling, especially in medical malpractice. Oklahoma is different: since the state's Supreme Court struck down its $350,000 noneconomic damages cap as unconstitutional in Beason v. I.E. Miller Services in 2019, there's no ceiling to check the multiplier or per diem output against, in any kind of personal injury claim.

The fault threshold still matters, just differently

What does still shape the final number is Oklahoma's fault rule: the multiplier or per diem total is reduced by the claimant's own percentage of fault, with a bar that only activates once fault exceeds 50%. Unlike states with a strict tie-bar, an Oklahoma claimant at exactly 50% fault still recovers half of whatever the valuation method produces.

Neither is required by Oklahoma law

Both methods remain negotiating tools, not a formula Oklahoma courts are required to apply. A jury retains discretion to award whatever amount it finds appropriate for noneconomic damages, with no statutory ceiling standing in the way.

Multiplier vs. per diem — frequently asked questions

What is the multiplier method for valuing pain and suffering?

It takes your economic damages — medical bills and lost wages — and multiplies that total by a factor, generally between 1.5 and 5, based on how severe and lasting the injury is.

What is the per diem method, and how does it differ?

The per diem method assigns a specific dollar value to each day you experience pain and suffering, then multiplies that daily rate by the number of days of recovery, rather than scaling off your economic damages.

Does either method's output run into a cap in Oklahoma?

No. Oklahoma has had no cap on noneconomic damages in any personal injury or medical malpractice claim since the state's top court struck one down in 2019, so the full output of either method stands on its own.

Does Oklahoma's fault rule treat the multiplier differently than other states?

The multiplier's output is reduced by the claimant's fault percentage just as in most modified comparative states, but Oklahoma's bar only activates when fault exceeds 50% — exactly 50% still reduces rather than eliminates the award.

Is either method required by Oklahoma law?

No. Neither is a formula set by statute. Both are negotiating tools used by attorneys and insurance adjusters to reach a number for the jury or the settlement table.

This page provides general guidance only and is not legal advice. Figures are based on the multiplier and per diem methods commonly used across the personal injury industry and 23 O.S. § 13, verified per our methodology. Confirm how these methods apply to a specific claim with a licensed Oklahoma attorney before acting.