Ohio Personal Injury Settlement Value Calculator

Ohio bars recovery once your fault hits 51%. Medical malpractice adds its own two-tier cap — and whether the catastrophic tier is even constitutional is a live question at the Ohio Supreme Court right now. Enter your numbers below for a real estimate.

51% bar · cap under review FigureMyTax Editorial Team Free · no sign-up

What is your claim worth?

Enter your actual costs, pick how serious the injury was, and tell us your own share of fault, if any.

$
$
Estimated settlement range
—
What would you actually keep? →
Injured in Ohio?

A local personal injury attorney can review your claim — many offer a free consultation.

Talk to an Ohio attorney

How this estimate is built

Your medical expenses and lost wages are your economic damages. We apply the multiplier method, the industry-standard approach, to estimate noneconomic damages — then check the result against Ohio's malpractice cap, if it applies, and against the state's 51% fault rule.

The standard 51% bar

Under R.C. 2315.33, a claimant whose fault equals or exceeds the combined fault of everyone else involved recovers nothing at all. Below that threshold, damages are reduced proportionally by the claimant's own percentage of fault.

A two-tier malpractice cap — and one tier is genuinely in dispute

Ohio's medical malpractice noneconomic damages cap under R.C. 2323.43 has two tiers. For non-catastrophic injuries, the cap is the greater of $250,000 or three times economic damages, up to a maximum of $350,000 per plaintiff. For catastrophic injuries — permanent and substantial physical deformity, loss of use of a limb, or loss of a bodily organ system — the cap rises to $500,000 per plaintiff. Economic damages are never capped.

A live split among Ohio's courts right now

The catastrophic-injury tier is currently the subject of a genuine split among Ohio's appellate districts. The Eighth District (Paganini v. Cataract Eye Center of Cleveland) and the Tenth District (Lyon v. Riverside Methodist Hospital) have both ruled the cap unconstitutional as applied to specific plaintiffs, while the Sixth District (McNalley v. Keiser) enforced it, cutting a jury award by roughly 77.6%. The Ohio Supreme Court heard oral arguments in Paganini on February 10, 2026, and a decision remains pending as of this writing — the outcome could resolve which approach governs statewide.

Ohio settlement value — frequently asked questions

Does Ohio bar recovery at 51% fault?

Yes. Under R.C. 2315.33, if your fault equals or exceeds the combined fault of all other parties, you recover nothing. Fault below that threshold reduces your damages proportionally instead.

What is Ohio's medical malpractice noneconomic damages cap?

It depends on injury severity. Non-catastrophic claims are capped at the greater of $250,000 or three times economic damages, up to $350,000 per plaintiff. Catastrophic injuries are capped at $500,000 per plaintiff.

Is Ohio's catastrophic injury cap currently being challenged?

Yes — Ohio's appellate courts are currently split on whether it's constitutional. Two districts have ruled it unconstitutional as applied, while a third enforced it. The Ohio Supreme Court heard oral arguments in February 2026, and a decision remains pending.

Does a doctrine exist in Ohio that can bar a claim before fault is even considered?

Yes. Ohio treats the open-and-obvious doctrine and the natural accumulation rule for ice and snow as complete bars at the duty-of-care stage, separate from and prior to any comparative fault analysis.

Is this Ohio settlement value estimate a guarantee of what I'll receive?

No. It's an estimate based on the multiplier method commonly used across the industry. Actual settlements depend on liability, insurance policy limits, evidence, and negotiation, and can vary significantly.

This calculator provides an estimate for general guidance only and is not legal advice. Figures are based on the multiplier method commonly used across the personal injury industry and R.C. §§ 2315.33 and 2323.43, verified per our methodology. The constitutionality of the catastrophic-injury cap is currently pending before the Ohio Supreme Court; confirm the current status with a licensed Ohio attorney before acting.