Massachusetts: Economic vs. Non-Economic Damages Guide

This split decides everything in an ordinary malpractice claim — and almost nothing once the defendant turns out to be a charity.

Economic damages: the documented, countable losses

Economic damages are the straightforward, receipt-backed part of a claim. In a Massachusetts personal injury case, this generally includes medical expenses already incurred, lost wages from time away from work, property damage, and reasonably anticipated future medical care or lost earning capacity tied directly to the injury.

Non-economic damages: the subjective losses

Non-economic damages cover the losses that don't come with a receipt: pain and suffering, loss of companionship, embarrassment, and other nonpecuniary harm. These are inherently harder to quantify, which is exactly why the multiplier method exists — to translate a documented economic figure into a reasoned estimate of the non-economic side.

Why this split decides everything in an ordinary malpractice claim

G.L. c. 231, § 60H caps only noneconomic damages at $500,000 in a standard Massachusetts malpractice case. Economic damages pass through entirely uncapped, so a well-documented economic damages tally is especially valuable once the noneconomic side has maxed out at the statutory limit.

Why this split loses most of its meaning against a charity

Here's the genuinely important exception: if the defendant qualifies as a charitable organization, the charitable immunity cap under § 85K limits total tort liability — economic and noneconomic combined — to just $20,000. In that scenario, the usual distinction between the two categories barely matters practically, since both are swept into the same small combined ceiling regardless of how they're classified.

Fault treats both categories the same way

Massachusetts's 51% fault bar doesn't distinguish between economic and non-economic damages. If your fault bars the claim, it bars recovery of both categories together; below that threshold, both are reduced by the same proportion.

Economic vs. non-economic damages — frequently asked questions

What are economic damages in a Massachusetts personal injury claim?

Economic damages are your documented, out-of-pocket financial losses — medical expenses, lost wages, property damage, and future medical care or lost earning capacity tied to the injury.

What are non-economic damages in a Massachusetts personal injury claim?

Non-economic damages cover losses that aren't a specific dollar receipt — pain and suffering, loss of companionship, embarrassment, and other nonpecuniary harm.

Does this split matter for calculating the medical malpractice cap?

Yes, significantly — the $500,000 cap under G.L. c. 231 section 60H applies only to noneconomic damages. Economic damages like medical bills and lost wages pass through completely uncapped in an ordinary malpractice claim.

Does this split still matter against a charitable defendant?

Much less. The charitable immunity cap under section 85K applies to total tort liability — economic and noneconomic damages combined — so the usual distinction between the two categories loses most of its practical significance once a charity defendant is involved.

Does this split affect Massachusetts's fault rules?

No. Massachusetts's 51% fault bar applies to the claim as a whole, reducing or barring both categories together rather than treating one category differently from the other.

This page provides general guidance only and is not legal advice. Figures are based on general US personal injury damages categories and G.L. c. 231, §§ 60H, 85K, verified per our methodology. Confirm what counts toward a specific claim with a licensed Massachusetts attorney before acting.