Illinois Personal Injury Settlement Value Calculator

Illinois courts have struck down damages caps twice on separation-of-powers grounds — but 51% fault still wipes out the claim entirely, and malpractice punitive damages are banned outright. Enter your numbers below for a real estimate.

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What is your claim worth?

Enter your actual costs, pick how serious the injury was, and tell us your own share of fault, if any.

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Estimated settlement range
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How this estimate is built

Your medical expenses and lost wages are your economic damages — the easy-to-document part, and these are never capped in Illinois. We then apply the multiplier method, the same approach insurers and attorneys use industry-wide, to estimate pain and suffering: your economic damages multiplied by a factor of 1.5 to 5, depending on how serious the injury actually was.

No cap on compensatory damages, struck down twice

Illinois courts have rejected damages caps on the same constitutional theory, twice. In Best v. Taylor Machine Works, 179 Ill. 2d 367 (1997), the Illinois Supreme Court struck down a $500,000 cap on non-economic damages across all common-law actions. In Lebron v. Gottlieb Memorial Hospital, 237 Ill. 2d 217 (2010), relying on Best, the Court struck down a medical malpractice-specific cap too. Both rulings rested on the same ground: a legislative cap on jury-determined damages violates the separation of powers clause of the Illinois Constitution. Today, Illinois places no cap on non-economic or economic damages in any personal injury case.

Punitive damages: a flat ban, not a cap

Punitive damages work very differently in Illinois medical and legal malpractice cases: they're not capped, they're prohibited entirely under 735 ILCS 5/2-1115. Outside malpractice — in ordinary negligence or product liability cases — punitive damages are available but capped at 3 times the economic damages awarded.

Your own fault still has a hard cutoff

Illinois follows modified comparative negligence: if your fault is 50% or less, your recovery is reduced proportionally. Reach 51% fault, and you recover nothing. See our Illinois comparative negligence calculator for the full rule.

Illinois settlement value — frequently asked questions

Does Illinois cap pain and suffering in a personal injury case?

No. The Illinois Supreme Court struck down a general damages cap in Best v. Taylor Machine Works (1997) and a medical malpractice-specific cap in Lebron v. Gottlieb Memorial Hospital (2010), both as violations of the separation of powers clause of the Illinois Constitution.

Are punitive damages available in an Illinois medical malpractice case?

No. Illinois law flatly prohibits punitive damages in medical and legal malpractice cases entirely — not a cap, an absolute ban, under 735 ILCS 5/2-1115.

Are punitive damages capped in other types of Illinois personal injury cases?

Yes. Outside malpractice, punitive damages in negligence and product liability cases are capped at 3 times the economic damages awarded, and are only available if actual damages were awarded, under 735 ILCS 5/2-1115.05.

What happens to my settlement value if I was partly at fault in Illinois?

Illinois follows modified comparative negligence with a 51% bar. If your fault is 50% or less, your recovery is reduced proportionally. If your fault is 51% or more, you recover nothing.

Is this Illinois settlement value estimate a guarantee of what I'll receive?

No. It's an estimate based on the multiplier method commonly used across the industry. Actual settlements depend on liability, insurance policy limits, evidence, and negotiation, and can vary significantly.

This calculator provides an estimate for general guidance only and is not legal advice. Figures are based on the multiplier method commonly used across the personal injury industry and Illinois case law (Best, Lebron) and statutes (735 ILCS 5/2-1115, 2-1115.05), verified per our methodology. Confirm what your specific claim is worth with a licensed Illinois attorney before acting.