States With Caps on Pain & Suffering Damages

Most capped states limit a type of damages. Massachusetts limits a type of defendant.

Malpractice providers

G.L. c. 231 §60H caps noneconomic damages in medical malpractice at $500,000. The cap does not apply where the jury finds a substantial or permanent loss or impairment of a bodily function, substantial disfigurement, or other special circumstances warranting a finding that the limit would deprive the plaintiff of just compensation. The jury must itemize economic and noneconomic damages separately.

Government employers

The Massachusetts Tort Claims Act provides that no public employer — the Commonwealth or a municipality — can be liable for more than $100,000 on a single claim. That is a limit on total damages, not just pain and suffering, and written presentment is required within two years.

Charitable organizations

Under G.L. c. 231 §85K, a charitable organization's tort liability is limited to $20,000, raised to $100,000 for malpractice claims against nonprofits that provide health care. Because many hospitals are nonprofits, a malpractice defendant's identity can matter as much as the facts.

Everyone else

Against a private individual or for-profit business, there is no statutory cap on pain and suffering. The practical limit is the fault rule: under c. 231 §85 you are barred if your negligence is greater than the defendants' combined, so 51% fault ends the claim.

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Official sources

This is general information, not legal advice, and the state comparisons above are illustrative, not an exhaustive survey. Confirm the current rule in any state with a licensed attorney there.