No cap on pain and suffering, and a long runway to file
Maine doesn't cap personal injury damages generally. Its caps apply only to wrongful death claims (see the wrongful death statute) and to claims against government entities, where total damages are limited to $400,000. Even medical malpractice has no statutory cap on noneconomic damages. The general deadline is 6 years under 14 M.R.S. §752, one of the longest in the country; malpractice claims are shorter at 3 years.
The fault rule is where Maine is strict. Under 14 M.R.S. §156, a claimant who is equally or more at fault may not recover. Exactly 50% fault bars the claim. Below that, the jury reduces damages to the extent it finds just and equitable, which does not have to mirror the fault percentage mathematically.