Military and Federal Pensions in a Connecticut Divorce: USFSPA, the 10/10 Rule and Survivor Benefits

By the FigureMyTax Editorial Team · How we calculate

Connecticut may assign any part of the estate, including military retirement, within federal limits. Federal law caps all court-ordered payments at 50 percent of disposable retired pay, and the military pays directly only after a 10-year marriage and service overlap.

Is military retirement divided in a Connecticut divorce?

Connecticut may assign to either spouse any part of the other’s estate (C.G.S. 46b-81), and federal law lets a court treat disposable retired pay as property of the member alone or of the member and spouse under the law of the court’s jurisdiction, but only if the court has jurisdiction over the member through residence other than because of military assignment, domicile or consent (10 U.S.C. 1408(c)).

What is the 50% federal limit in Connecticut?

The total amount of disposable retired pay payable under all court orders may not exceed 50 percent of the disposable retired pay (10 U.S.C. 1408(e)(1)). Connecticut sets no percentage of its own, so the federal limit is the ceiling that applies; the Connecticut pension division calculator shows the share against it.

What is the 10/10 rule in Connecticut?

Direct payment from the military to a former spouse is not available, to the extent the order treats retired pay as property, unless the spouses were married 10 years or more during which the member performed at least 10 years of service creditable for retired pay (1408(d)(2)). The rule limits payments made by the military under section 1408; it does not by itself say a court cannot divide the pay, so an order should say how a spouse who misses the test will be paid. The calculator checks your overlap months.

How does a military order get paid in Connecticut?

After effective service on the Secretary concerned of a court order that specifically provides for payment of a share of disposable retired pay to a spouse or former spouse, the Secretary makes payments, subject to the section’s limits (1408(d)(1)). A general property award is not enough; the order must specify the amount or fraction.

What about military service and Connecticut residence?

A person who served with the armed forces and was a Connecticut resident when entering service is deemed to have continuously resided in Connecticut during the service for the residence rule (C.G.S. 46b-44(d)), which can matter to which court has jurisdiction over the member.

What about federal civilian pensions in Connecticut?

Federal law provides that payments under the Civil Service Retirement System and the Federal Employees Retirement System are paid, in whole or in part, to another person to the extent expressly provided in the terms of a court decree of divorce, annulment or legal separation or a court order or court-approved property settlement incident to one (5 U.S.C. 8345(j); 5 U.S.C. 8467).

What does this page not cover in Connecticut?

Veterans’ disability benefits, survivor benefits for a former spouse and tax treatment are separate questions governed by federal law and the plan, and we did not read the Connecticut decisions on them for this page. Ask the plan or a licensed attorney. See the Connecticut property division calculator for the rest of the estate.

Frequently asked questions

Official sources

• C.G.S. 46b-81: assignment of property and transfer of title
• Connecticut General Statutes chapter 815j: dissolution of marriage
• 10 U.S.C. 1408: military retired pay in divorce
• 26 U.S.C. 414(p): qualified domestic relations orders
• 29 U.S.C. 1056(d)(3): ERISA domestic relations orders
• C.G.S. 46b-44: residency requirement
• 5 U.S.C. 8345(j): CSRS court orders
• 5 U.S.C. 8467: FERS court orders

This is general information, not legal advice. It is based on the cited Connecticut statutes, rules and court opinions, and every case turns on its own facts. Confirm how the law applies to your situation with a licensed Connecticut attorney.