Pennsylvania Probate vs Living Trust Calculator

A trust skips the executor fee, the attorney fee, and the Register of Wills process in Pennsylvania — but not the inheritance tax, which follows the asset no matter how it's transferred.

Probate side: Johnson Estate guideline + inheritance tax FigureMyTax Editorial Team Free · no sign-up

Your Pennsylvania estate

Enter your estate value and who inherits — we'll estimate Pennsylvania probate cost and compare it to a typical trust setup cost.

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Estimated Pennsylvania probate cost vs trust setup
Probate process cost (estimated)
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Living trust setup
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Is it worth it for me? →
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Pennsylvania probate cost vs living trust cost

The probate side of this comparison reuses the same approach as the Pennsylvania Probate Cost Calculator: the Johnson Estate court guideline for the executor fee (5% first $100,000, declining), a comparable attorney fee, and the inheritance tax by relationship (0% spouse/charity, 4.5% lineal descendants/ancestors, 12% siblings, 15% others, no exemption). On a $500,000 estate left to a child, that's roughly $18,000 in executor fee, a similar attorney fee, and $22,500 in inheritance tax. The trust side is market data, not a statutory figure: Pennsylvania attorneys typically charge roughly $1,000–$5,745 for a revocable living trust. See the full breakdown in Pennsylvania Living Trust Setup Cost.

The one thing a trust doesn't touch: Pennsylvania's inheritance tax applies based on the heir's relationship to the decedent, whether the asset passes through probate or a properly funded trust. A trust avoids the executor fee, the attorney fee, and the Register of Wills process — not this tax.

Pennsylvania probate vs living trust — frequently asked questions

Does a living trust avoid Pennsylvania inheritance tax?

No. The inheritance tax applies based on the heir's relationship to the decedent regardless of whether assets pass through probate or a trust — a trust avoids the executor fee, attorney fee, and court process, but not this tax.

How much does Pennsylvania probate cost compared to a living trust?

On a $500,000 estate left to children, the Johnson Estate fee guideline suggests roughly $18,000 for the executor, a similar attorney fee, plus a 4.5% inheritance tax ($22,500) — the tax being unavoidable either way. A Pennsylvania living trust typically costs roughly $1,000–$5,745 to set up with an attorney.

Is a Pennsylvania trust worth it if inheritance tax still applies?

Often yes, for the process costs it does avoid — the Johnson-guideline executor and attorney fees, the Register of Wills filing, and the 1-year creditor period — even though the inheritance tax itself follows the assets regardless of how they're transferred.

This calculator provides an estimate for general guidance only and is not legal, tax, or financial advice. Probate-side figures use the Johnson Estate (1983) court guideline (no statutory fee schedule exists) and PA Department of Revenue inheritance tax rates. Trust-side figures are illustrative market rates, not a legal or statutory amount, and vary by attorney and estate complexity. Confirm current figures with a licensed Pennsylvania estate planning attorney before acting.