Quick answer: the tightest deadline most executors face is the 90-day Inventory; the most forgiving is the 4-year window to file the will. See the full Texas probate timeline calculator for your specific estimate.
The core deadlines, in order
| Deadline | Texas rule | Statute |
|---|---|---|
| File the will for probate | Within 4 years of death | Estates Code § 256.003 |
| Notice to secured creditors | Within 2 months of receiving Letters Testamentary | Estates Code § 308.056 |
| Notice to unsecured creditors published | Promptly after qualifying | Estates Code § 308.051 |
| Secured creditor's matured-secured-claim election | Later of 6 months from letters, or 4 months from notice | Estates Code Ch. 403 |
| Inventory, Appraisement & List of Claims (or affidavit) | Within 90 days of qualification | Estates Code § 309.051 |
| Unsecured claim deadline (publication) | 4 months from first publication | Estates Code § 355.001 et seq. |
| Unsecured claim deadline (direct notice) | 121 days from receipt of notice | Estates Code § 355.060 |
| Suit after a rejected claim | Within 90 days of rejection | Estates Code § 355.064 |
Why the 90-day Inventory is so unforgiving
Two different clocks for unsecured creditors
A Texas unsecured creditor's deadline depends on how they were notified: with only published notice, they get 4 months from first publication. If the personal representative additionally sends direct notice under § 308.054, that creditor's claim is instead barred 121 days after they receive it — a separate, sometimes shorter clock that runs independently of the publication deadline.
A local probate attorney can review your estate — many offer a free consultation.