Quick answer: full probate applies to any estate that doesn't qualify for the small-estate track, and commonly takes 7 to 18 months. Voluntary administration under SCPA § 1301 covers estates with $50,000 or less in personal property and no real estate passing through the estate, and can often finish in weeks. See how this affects your own estimate in the New York probate timeline calculator.
Side by side
| Full probate | Voluntary administration | |
|---|---|---|
| Eligibility | No size limit | ≤$50,000 personal property, no qualifying real estate |
| Fiduciary appointment | Letters Testamentary/Administration | Voluntary administrator by affidavit |
| Creditor safe-harbor mechanism (§ 1802) | Applies | Doesn't apply the same way |
| Typical timeline | 7–18 months | Weeks |
What qualifies for voluntary administration
Real estate is usually the disqualifier
The most common reason an otherwise small estate ends up in full probate is real property that must pass through the estate. Real estate that already passes outside probate — through joint tenancy with right of survivorship, or a transfer-on-death deed — doesn't count against the voluntary administration threshold, but a home titled solely in the decedent's name typically does.
A local probate attorney can review your estate — many offer a free consultation.