Quick answer: informal probate, handled by a magistrate without a hearing, covers the great majority of Massachusetts estates. Formal probate goes before a judge and applies once there's a will contest, a heir dispute, or another genuine question the court needs to resolve. See how this affects your own estimate in the Massachusetts probate timeline calculator.
Side by side
| Informal Probate | Formal Probate | |
|---|---|---|
| Decided by | Magistrate, no hearing | Judge, often with a hearing |
| Used for | Uncontested estates, clear will or heirs | Contested wills, disputed heirship, unresolved questions |
| Typical duration | 12–14 months (creditor window sets the floor) | Longer — adds scheduling and hearing time |
| Filing fee | $390 | $390 + $15 citation fee |
What actually forces an estate into formal probate
A third track: voluntary administration
For genuinely small estates — personal property of $25,000 or less, excluding one vehicle, and no real estate — voluntary administration is faster and cheaper than either informal or formal probate: a $115 filing fee, available 30 days after death, and typically finished in 1 to 3 months. It isn't a version of informal probate; it's a separate, smaller procedure entirely.
A local probate attorney can review your estate — many offer a free consultation.