Quick answer: a beneficiary or the will's named personal representative files a petition with the circuit court; if non-exempt assets are $150,000 or less, or the decedent has been dead more than 2 years, the court issues an Order of Distribution instead of appointing anyone. Check whether an estate qualifies with the Florida small estate checker.
Step by step
- Confirm eligibility: non-exempt assets at or under $150,000, or more than 2 years since death.
- Gather the will, if one exists, and confirm it doesn't direct formal administration.
- File the Petition for Summary Administration with the circuit court in the decedent's county.
- Address creditors known or reasonably ascertainable to the estate.
- Attend any required hearing and obtain the Order of Distribution.
- Present the order to banks, title companies, and other asset holders directly.
No personal representative, just the order itself
Fast, when nobody objects
Because there's no personal representative or formal estate to wind down, summary administration is often completed in a few weeks to a couple of months once the petition is filed — assuming it's unopposed and creditors have been properly addressed. Formal administration, by contrast, typically takes six months to over a year.
Creditors are still part of the picture
Known or reasonably ascertainable creditors must still be addressed even in this simplified process, and they can object to the petition — a contested filing takes meaningfully longer than an unopposed one.
A local probate attorney can review your estate — many offer a free consultation.
The $150,000 threshold and the 2-year rule apply the same way in Miami-Dade, Broward, Orange, and every other Florida county — only which circuit court hears the petition differs.