Tenancy in common by default, with a straightforward exception
Under RSA 477:18(I), a conveyance to two or more people creates a tenancy in common, unless the deed uses clear survivorship language such as "as joint tenants with rights of survivorship" or "as tenants by the entirety." New Hampshire case law also confirms a joint tenant can unilaterally sever their own share without the other owners' consent. See our full breakdown of New Hampshire joint tenancy rules.
A brand-new TOD deed with real deadlines
New Hampshire's Uniform Real Property Transfer on Death Act took effect July 1, 2024 — a genuinely recent addition. It must be recorded both before death and within 60 days of signing, and comes with distinctive protections for surviving spouses and pretermitted heirs. See our full guide to the New Hampshire TOD deed.
Bank and securities accounts pass by beneficiary designation
New Hampshire follows the standard joint-account and P.O.D. framework for bank accounts, and has its own longer-standing TOD registration act for securities. See our guide to New Hampshire beneficiary and P.O.D. accounts.
Where this feeds into other New Hampshire calculators
The probate-estate total from this tool is the starting point for New Hampshire's probate cost and executor fee calculators, and for checking New Hampshire's small estate procedures. New Hampshire has no state estate or inheritance tax, so this total doesn't feed into a separate state tax calculation.