DC Transfer on Death Deed

A straightforward deed, a straightforward statute — DC's version of this tool follows the national uniform model closely, with the usual protections and the usual limits.

In effect since March 2013

The District of Columbia adopted the Uniform Real Property Transfer on Death Act through D.C. Law 19-230, effective March 19, 2013, codified at D.C. Code §§ 19-604.01 to 19-604.19. It lets an owner record a deed naming a beneficiary who receives real property automatically at death, without probate.

Simple execution, no witnesses

The owner signs and acknowledges a recordable deed — no separate witness is required — and records it with the Office of the Recorder of Deeds before death. The beneficiary doesn't need to sign the deed, accept it, or even know about it during the owner's lifetime for it to be valid.

Joint ownership still comes first

The Act specifically allows transfers to joint owners — meaning owners who hold property with a right of survivorship, whether as joint tenants or tenants by the entirety — but not tenants in common, who carry no survivorship right between them in the first place. If the owner holds the property jointly with survivorship, the property passes through that survivorship to the other joint owners first, before it ever reaches the named TOD beneficiaries. If one joint owner dies but is survived by other joint owners, the property simply passes to those surviving owners; the TOD deed becomes effective only once the last joint owner dies. A deed made by joint owners together is revoked only if all of the living joint owners revoke it.

A common planning pattern this enables

These rules make a genuinely common estate-planning goal straightforward in DC: a married couple, for example, can hold their home as tenants by the entirety and separately record a TOD deed naming their children as beneficiaries. The surviving spouse automatically receives the whole property first through the entirety's survivorship right; only once that surviving spouse has also died does the TOD deed take effect, passing the property on to the children without a probate proceeding at either step.

Beneficiary survival and lapse

If a named beneficiary dies before the owner, the transfer to that beneficiary lapses. Under the default rules, when a TOD deed names two or more beneficiaries and one of them lapses, that share is transferred to the other surviving beneficiary or beneficiaries on a pro rata basis. A beneficiary takes the property subject to all conveyances, encumbrances, mortgages, liens, and other interests it was subject to at the transferor's death, and without any warranty of title.

Creditor claims and Medicaid

During the owner's life, the deed doesn't affect either creditor rights or public-assistance eligibility. After death, if the probate assets can't cover allowed claims and statutory allowances, the beneficiary is liable up to the value of the property they received, with written demand required and a proceeding generally due within one year. There's no TOD-specific Medicaid immunity built into the statute — ordinary estate recovery principles can still reach TOD-deeded property under the same general rules that would apply to other assets.

The rules that decide survivorship in the first place

See our guide to DC joint tenancy rules for how the underlying co-ownership question actually gets decided, including a real, recent case showing how courts interpret a deed whose own language creates genuine ambiguity about which form of ownership was actually intended.

DC TOD deed — frequently asked questions

When did DC adopt its transfer on death deed?

The District of Columbia adopted the Uniform Real Property Transfer on Death Act through D.C. Law 19-230, effective March 19, 2013.

Does a DC TOD deed require witnesses?

No separate witness is required. The owner signs and acknowledges a recordable deed and records it with the Office of the Recorder of Deeds before death.

Can joint owners with survivorship sign a DC TOD deed?

Yes. Owners who hold property with a right of survivorship, either as joint tenants or tenants by the entirety, can sign a TOD deed, though tenants in common - who carry no survivorship - can as well, each for their own separate interest.

How long does DC give an estate to sue a TOD deed beneficiary for unpaid claims?

Generally one year. If probate assets cannot pay allowed claims and statutory allowances, the beneficiary is liable up to the value received, and a proceeding to enforce that liability is generally due within that window.

Does a DC TOD deed provide any special Medicaid protection?

No. During life, the deed does not affect public-assistance eligibility, but there is no TOD-specific Medicaid immunity after death - ordinary estate recovery rules can still apply.

This page provides general guidance only and is not legal advice. Figures are based on District of Columbia statute (D.C. Code § 19-604.01 et seq.), verified per our methodology. Confirm current requirements with the Recorder of Deeds or a licensed DC attorney before acting.