The general rule: two years
Under 12 O.S. § 95(A)(3), most personal injury claims must be filed within two years. Property damage claims generally share the same two-year period under § 95(A)(4).
Wrongful death: same deadline, a distinctive procedural requirement
Wrongful death claims also carry a two-year deadline from the date of death, but only the personal representative of the decedent's estate may generally bring the action — a procedural detail that can matter if a family hasn't yet opened an estate.
Minors: a genuinely narrow exception
Oklahoma doesn't give injured minors the full benefit of the general rule after they turn 18. See our full guide to Oklahoma's discovery rule and tolling for exactly how this narrower window works, along with Oklahoma's distinctive "saving statute."
Government vehicle accidents: overlapping deadlines
Claims involving a government vehicle or entity follow a different notice timeline layered on top of the general rule. See our full guide to Oklahoma government claim deadlines.