The general rule: two years, enforced to the day
Under NJSA 2A:14-2(a), most personal injury and wrongful death claims must be filed within two years. New Jersey courts take this deadline genuinely seriously — in one real case, a complaint filed just one day after the two-year mark was dismissed, with the court finding no equitable basis to excuse even that single day.
Property damage: a genuinely longer window
Property damage claims generally fall under a different, longer deadline — six years under NJSA 2A:14-1 — a full four years more than the personal injury window.
Medical malpractice: mostly the same rule, with one dramatic exception
Medical malpractice claims generally follow the same two-year discovery-based rule. But there's a genuinely dramatic carve-out for birth injuries. See our full guide to New Jersey's discovery rule and tolling for exactly how this works.
Government claims: a strict 90-day "invisible wall"
Suing a New Jersey public entity comes with its own notice requirement, enforced with real strictness. See our full guide to New Jersey government claim deadlines.