SC: The 50% Line That Decides Who Pays the Full Bill

Two different fault percentages matter in South Carolina — one decides if you recover at all, the other decides who foots the bill.

A second, separate use for the 50% line

Beyond the familiar comparative negligence bar, South Carolina's 1988 Contribution Among Tortfeasors Act, S.C. Code § 15-38-15, uses a 50% fault threshold for a genuinely different purpose: deciding whether joint and several liability applies to a given defendant at all. A defendant whose own conduct is determined to be less than 50% of the total fault pays only that percentage of the damages — not a co-defendant's share as well.

What happens at 50% and above

Once a defendant's own fault reaches 50% or more of the total, this several-only protection falls away. That defendant can be held jointly and severally liable, meaning a plaintiff could potentially collect the entire judgment from that one defendant, regardless of what other defendants contributed to the total fault.

Real exceptions that override the threshold

The statute's protection for defendants under 50% fault isn't absolute. It carves out exceptions for a defendant found to have acted willfully, wantonly, or with gross negligence, and for certain cases involving alcoholic beverage or drug-related circumstances — situations where South Carolina law doesn't extend the same several-only protection regardless of that defendant's specific fault percentage.

Two different percentages, two different questions

It's worth keeping these separate: the plaintiff's own recovery is governed by the 51% comparative negligence bar — a question of whether the plaintiff recovers anything at all. The 50% liability threshold is an entirely different mechanism, addressing how a judgment against multiple defendants actually gets divided up once liability has already been established.

Who ultimately decides

If a case goes to trial, the jury or trier of fact determines both the plaintiff's fault percentage under the comparative negligence rule and each defendant's individual share under the liability statute. In the far more common scenario of a negotiated settlement, the parties and their insurers effectively work out these same questions between themselves. See our South Carolina comparative negligence calculator to see how sharply the plaintiff's own recovery changes on either side of the 51% line.

How fault is assigned in South Carolina — frequently asked questions

What does South Carolina's 50% liability threshold actually decide?

Whether a given defendant is protected from joint and several liability. A defendant whose own fault is under 50% of the total pays only their proportional share of the damages.

What happens once a defendant's fault reaches 50% or more?

That protection falls away. A defendant at 50% or more fault can be held jointly and severally liable, meaning they could be responsible for paying the entire judgment.

Does this 50% threshold ever get overridden regardless of a defendant's fault percentage?

Yes. The statute includes exceptions for a defendant found to have acted willfully, wantonly, or with gross negligence, and for cases involving certain alcoholic beverage or drug-related circumstances.

How is this different from how South Carolina decides whether a plaintiff can recover at all?

The plaintiff's own recovery is governed by the separate 51% comparative negligence bar. The 50% defendant-liability threshold is a distinct mechanism, deciding how a judgment gets divided among multiple defendants, not whether the plaintiff recovers in the first place.

Who ultimately determines these fault percentages in a South Carolina claim?

The jury or trier of fact, if a case goes to trial. In a negotiated settlement, the parties and their insurers effectively work out this same comparison between themselves.

This page provides general guidance only and is not legal advice. Figures are based on South Carolina statute (S.C. Code § 15-38-15), verified per our methodology. Confirm how these considerations apply to a specific claim with a licensed South Carolina attorney before acting.