New Hampshire and the 21 States With a 51% Fault Bar

Twenty-one states share this threshold — but New Hampshire layers on a distinctive liability rule most of them don't.

The more common modified comparative threshold

Among the US states that use some form of modified comparative negligence, a majority use the more forgiving 51% threshold — recovery is barred only once the claimant's fault actually exceeds the defendant's. A smaller group of 12 states uses a stricter 50% version instead, where recovery is barred at fault merely equal to the other side's.

The 21 states using a 51% bar

New Hampshire's peer group under this more common threshold is: Connecticut, Delaware, Florida, Hawaii, Illinois, Indiana, Iowa, Louisiana (for accidents from 2026 onward), Massachusetts, Michigan, Minnesota, Montana, Nevada, New Hampshire, New Jersey, Ohio, Oklahoma, Oregon, Pennsylvania, Texas, Vermont, Wisconsin, and Wyoming.

A genuine contrast right next door

New Hampshire's neighbor Maine is a notable exception to any assumption of regional uniformity: Maine actually uses the stricter 50% bar, meaning a claimant found exactly 50% at fault recovers something in New Hampshire but nothing at all in otherwise similar circumstances just across that state line.

A genuinely distinctive application within this shared group

Here's the detail that sets New Hampshire apart from most of this list. Under RSA 507:7-e, New Hampshire separately imposes joint and several liability on any individual defendant found at least 50% at fault — a structural layer that most of the other 20 states in this group don't pair with their 51% bar in the same explicit way.

Why this matters in a disputed claim

Because none of these 21 states bars recovery at an even 50/50 split, a disputed fault percentage near the midpoint still results in meaningful recovery across the group — and in New Hampshire specifically, a defendant crossing the 50% line also takes on a distinctive liability exposure of their own. See our full comparison of how New Hampshire's rule fits among all four fault systems for the complete picture.

States with a 51% fault bar — frequently asked questions

Which states use a 51% bar for comparative fault?

Connecticut, Delaware, Florida, Hawaii, Illinois, Indiana, Iowa, Louisiana (for recent accidents), Massachusetts, Michigan, Minnesota, Montana, Nevada, New Hampshire, New Jersey, Ohio, Oklahoma, Oregon, Pennsylvania, Texas, Vermont, Wisconsin, and Wyoming.

Is the 51% bar the most common modified comparative fault approach?

Yes. More states use a 51% bar than the stricter 50% bar, making New Hampshire's basic threshold the more typical modified comparative rule nationally.

Does New Hampshire apply the 51% threshold the same way the other 20 states do?

The threshold itself is shared, but New Hampshire adds a distinctive layer: joint and several liability for any defendant found at least 50% at fault, separate from the plaintiff's own 51% bar.

Is New Hampshire's neighbor Maine in the same group?

No. Maine actually uses the stricter 50% bar instead, a real contrast right across the state line from New Hampshire's more forgiving 51% rule.

Why does New Hampshire's added liability rule matter for understanding this group of states?

Because it's a reminder that even states sharing the same headline threshold can layer genuinely different rules on top — New Hampshire's fault-triggered joint liability is a prime example.

This page provides general guidance only and is not legal advice. Figures are based on general US negligence law and New Hampshire statute (RSA 507:7-d, RSA 507:7-e), verified per our methodology. Confirm how these rules apply to a specific claim with a licensed attorney in the relevant state before acting.