Missouri Pure Comparative Fault Calculator

Missouri has no fault cutoff at all — and genuinely unusually, the state's own Supreme Court created that rule by ruling, not the legislature by statute. See what your fault percentage means for your recovery.

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See what your fault percentage means

Enter your estimated damages and your best estimate of your own share of fault. In Missouri, there's no percentage that eliminates your recovery entirely.

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A rule written by the courts, not the legislature

Missouri's pure comparative fault system traces back to a genuinely distinctive origin: Gustafson v. Benda, 661 S.W.2d 11 (Mo. banc 1983), in which the Missouri Supreme Court itself adopted the Uniform Comparative Fault Act "insofar as possible," abolishing the older doctrines of contributory negligence, last clear chance, and humanitarian negligence all at once. A dissenting judge called it "a giant legislative enactment by judicial fiat" — a genuinely sharp characterization of just how significant a shift this was, coming from the court rather than the General Assembly.

No bar, no matter how high your fault

Under this system, a claimant's damages are reduced by their own percentage of fault, but recovery is never barred entirely, regardless of how high that percentage climbs. A claimant found 90% at fault still recovers 10% of their total damages.

The legislature eventually caught up

It wasn't until July 1, 1987 that the Missouri Legislature formally codified comparative fault for product liability cases specifically and abolished contributory negligence in negligent tort cases by statute — four years after the Supreme Court had already made the underlying policy shift through Gustafson itself.

Worked example

Someone with $100,000 in damages, found 30% at fault, recovers $70,000. That same person, found 70% at fault, still recovers $30,000 — a genuinely meaningful difference from a modified comparative state, where crossing a 50% or 51% threshold would reduce that same claimant's recovery to zero.

A distinctive wrinkle: seat belt non-use

Missouri's seat belt law creates its own separate damages-mitigation argument, rather than functioning as a true comparative fault defense folded into the general fault percentage. This is a genuinely distinct legal mechanism worth understanding on its own terms rather than assuming it simply adds to a claimant's overall fault share.

Missouri pure comparative fault — frequently asked questions

Does Missouri bar recovery at any fault percentage?

No. Missouri follows pure comparative fault — a claimant can recover damages regardless of how high their own percentage of fault is, reduced proportionally by that percentage.

Was Missouri's pure comparative fault rule created by the legislature?

No, genuinely unusual. The Missouri Supreme Court created the rule itself in Gustafson v. Benda (1983), adopting the Uniform Comparative Fault Act judicially rather than waiting for the legislature to act.

What did Gustafson v. Benda actually abolish?

The decision abolished the older doctrines of contributory negligence, last clear chance, and humanitarian negligence all at once, replacing them with a single comprehensive comparative fault system.

Did the Missouri legislature ever weigh in on comparative fault after Gustafson?

Yes. In 1987, the legislature codified comparative fault for product liability cases and formally abolished contributory negligence in negligent tort cases by statute, building on the court's earlier decision.

How does a Missouri seat belt argument differ from a true comparative fault defense?

Missouri's seat belt law creates a distinct damages-mitigation argument, separate from the comparative fault analysis itself, rather than functioning as a true comparative fault defense.

This calculator provides an estimate for general guidance only and is not legal advice. Figures are based on Missouri case law and statute (Gustafson v. Benda, 661 S.W.2d 11 (Mo. banc 1983); RSMo § 537.765) verified per our methodology. Confirm how these rules apply to a specific claim with a licensed Missouri attorney before acting.