Michigan and the 21 States With a 51% Fault Bar Rule

Twenty-one states share this threshold — but Michigan's version of what happens once you cross it looks genuinely different from most of them.

The more common modified comparative threshold

Among the US states that use some form of modified comparative negligence, a majority use the more forgiving 51% threshold — recovery is barred only once the claimant's fault actually exceeds the defendant's. A smaller group of 12 states uses a stricter 50% version instead, where recovery is barred at fault merely equal to the other side's.

The 21 states using a 51% bar

Michigan's peer group under this more common threshold is: Connecticut, Delaware, Florida, Hawaii, Illinois, Indiana, Iowa, Louisiana (for accidents from 2026 onward), Massachusetts, Michigan, Minnesota, Montana, Nevada, New Hampshire, New Jersey, Ohio, Oklahoma, Oregon, Pennsylvania, Texas, Vermont, Wisconsin, and Wyoming.

A broadly consistent Midwestern number

Michigan has real company close to home: Iowa, Illinois, Indiana, Minnesota, and Ohio all share the same 51% threshold, making the broader Midwest fairly consistent on this specific number — though, as Michigan itself demonstrates, sharing a threshold doesn't necessarily mean sharing every detail of how it's applied.

A genuinely distinctive application within this shared group

Here's the detail that sets Michigan apart from most of this list. Under MCL 600.2959, Michigan's 51% bar applies specifically to non-economic damages — pain and suffering, emotional distress — not to economic damages like medical bills and lost wages, which remain potentially recoverable, reduced proportionally, even above that threshold. Most of the other 20 states in this group apply their 51% bar to the entire claim, without this economic/non-economic split.

Why this matters in a disputed claim

Because none of these 21 states bars recovery at an even 50/50 split, a disputed fault percentage near the midpoint still results in meaningful recovery across the group — but in Michigan specifically, even crossing well past 51% doesn't necessarily mean a total loss, given the surviving economic-damages category. See our full comparison of how Michigan's rule fits among all four fault systems for the complete picture.

States with a 51% fault bar — frequently asked questions

Which states use a 51% bar for comparative negligence?

Connecticut, Delaware, Florida, Hawaii, Illinois, Indiana, Iowa, Louisiana (for recent accidents), Massachusetts, Michigan, Minnesota, Montana, Nevada, New Hampshire, New Jersey, Ohio, Oklahoma, Oregon, Pennsylvania, Texas, Vermont, Wisconsin, and Wyoming.

Is the 51% bar the most common modified comparative negligence approach?

Yes. More states use a 51% bar than the stricter 50% bar, making Michigan's basic threshold the more typical modified comparative rule nationally.

Does Michigan apply the 51% threshold the same way the other 20 states do?

The threshold itself is shared, but Michigan's version is genuinely distinctive: the bar applies specifically to non-economic damages, while economic damages remain potentially recoverable above 51% fault — a split most other states in this group don't have.

Is Michigan typical of its Midwestern neighbors in using this rule?

Partially. Iowa, Illinois, Indiana, Minnesota, and Ohio all share Michigan's 51% threshold, making the broader Midwest fairly consistent on this particular number, if not on every detail of how it's applied.

Why does Michigan's version of the 51% bar matter for understanding this group of states?

Because it's a reminder that even states sharing the same headline threshold can apply genuinely different rules once you look past the number itself — Michigan's economic-damages carve-out is a prime example.

This page provides general guidance only and is not legal advice. Figures are based on general US negligence law and Michigan statute (MCL 600.2959), verified per our methodology. Confirm how these rules apply to a specific claim with a licensed attorney in the relevant state before acting.