Florida Modified Comparative Negligence Calculator

A single 2023 law ended decades of Florida's pure comparative fault system overnight — except for one category of claim it deliberately left untouched. See exactly which rule applies to you.

Modified comparative, 51% bar (2023+), pure for med-mal FigureMyTax Editorial Team Free · no sign-up

Which rule applies to your claim?

Tell us whether your claim is medical malpractice, and your estimated share of fault. Florida genuinely treats these two situations differently since 2023.

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A single law that transformed Florida negligence law overnight

On March 24, 2023, Governor Ron DeSantis signed House Bill 837, a sweeping tort reform package that took effect immediately. Among its changes: Florida moved from a pure comparative negligence system, where a claimant's recovery was reduced but never eliminated regardless of their own fault percentage, to a modified comparative negligence system with a 51% bar — a fundamental transformation of Florida tort law that happened literally overnight.

The new rule for most claims

Under the new framework, a claimant found more than 50% at fault for their own injuries is barred from recovery entirely. A claimant found 50% or less at fault still recovers a reduced, proportional amount. Before March 24, 2023, a claimant 90% at fault could still recover 10% of their damages; after that date, the same claimant recovers nothing at all.

The genuinely important exception: medical malpractice stayed pure

This is the detail that makes Florida's current system genuinely distinctive: HB 837's shift to modified comparative negligence explicitly does not apply to medical negligence claims under Florida Statutes Chapter 766. Medical malpractice claims in Florida still follow the older pure comparative rule — a claimant 90% at fault in a malpractice case still recovers 10% of their damages, the same as before 2023, even while every other type of negligence claim in the state now runs on the new 51%-bar system.

Two different systems, running in parallel

The practical result is that Florida now operates two genuinely different comparative negligence regimes side by side, depending entirely on the type of claim. A car accident, a slip and fall, or a premises liability claim follows the new 51%-bar rule. A medical malpractice claim follows the old, more forgiving pure comparative rule. Getting this distinction right matters enormously — the difference between the two systems can be the difference between recovering something and recovering nothing at the exact same fault percentage.

Why the stakes shifted so dramatically for defendants and claimants alike

Legal analysts have noted that the shift to a 51% bar gives defendants considerably more leverage: showing a claimant was more than half at fault now eliminates liability entirely, rather than merely reducing it. See our guide to how adjusters build a fault argument in Florida for what that shift actually looks like in negotiations.

Florida comparative negligence — frequently asked questions

Does Florida still use pure comparative negligence?

No, not for most claims. House Bill 837 moved Florida from pure to modified comparative negligence with a 51% bar, effective March 24, 2023, for negligence actions filed or accruing on or after that date.

Is medical malpractice still pure comparative negligence in Florida?

Yes. HB 837's shift to modified comparative negligence does not apply to medical negligence claims under Florida Statutes Chapter 766, which remain pure comparative.

What happens if I'm found 51% at fault in a Florida car accident after 2023?

You recover nothing. Under the new modified comparative negligence rule, a claimant found more than 50% at fault is barred from recovery entirely.

What happens if I'm found 51% at fault in a Florida medical malpractice case?

You can still recover 49% of your damages, since medical malpractice claims remain under Florida's older pure comparative negligence rule, unaffected by HB 837's 51% bar.

Why did Florida change from pure to modified comparative negligence?

The change was part of House Bill 837, a broad tort reform package signed by Governor DeSantis on March 24, 2023, intended to align Florida's fault system more closely with the majority of other states.

This calculator provides an estimate for general guidance only and is not legal advice. Figures are based on Florida statute (Fla. Stat. § 768.81, Ch. 766) as amended by HB 837, verified per our methodology. Confirm how these rules apply to a specific claim with a licensed Florida attorney before acting.